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CHAMBERSBURG (Sept. 11, 2019) – F&M Trust today announced that Zelle® is now live in the F&M Trust mobile banking app.

Zelle® enables convenient person-to-person (P2P) payments for more than 10,000 F&M Trust mobile banking consumers. It is embedded into F&M Trust’s digital banking experience, making its use seamless for customers using the bank’s app.

 Zelle® is the product of Early Warning Services, LLC, an innovator in payment and risk management solutions.

“At F&M Trust, we are always seeking new and innovative ways to enhance our customer experience,” F&M President and CEO Timothy G. Henry said. “We couldn’t be happier to bring Zelle to our customers.”

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By offering Zelle, M&T provides consumers with one more convenient tool, making it easy to safely send and receive money,

Along with F&M Trust, the Zelle Network® includes banks and credit unions of all sizes. Zelle is already available in mobile banking apps, making digital payments a fast, safe and easy alternative to cash and checks. 

Zelle® sends funds from one bank account in the U.S. to another, using only a recipient’s email address or U.S. mobile number. The transfer happens in just minutes when both parties are using Zelle

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it easy, fast and safe for money to move.

The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S.

Funds transfer quickly — usually in minutes — when the recipient is already enrolled with Zelle. To learn more about Zelle® and its participating financial institutions, visit

About F&M Trust

An independent community bank headquartered in Chambersburg, F&M Trust is a subsidiary of Franklin Financial Services Corp.

 With approximately $1.3 billion in assets, F&M Trust has 22 community offices in Franklin, Cumberland, Fulton and Huntingdon counties.

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